I found the blog post to be important. Especially for those who aren’t familiar with open banking.
I personally have found open banking to be useful for accessing financial products which I usually wouldn’t be accepted for due to my credit history. I have dealt with Credit Kudos as my open banking applications, and found it to be the smoothest and easier of them all.
I liked that you mentioned Creditladder, and checked it out. The only downfall I found was, it was a paid subscription service basically. It’s plus, is that it reports to Equifax. Whereas Canopy, which I use is free to and does almost exactly the same. It’s even powered by Experian according to its website. It seems to only report to Experian.
But the question on my mind, which I wish to address in a new post… Is do these credit reporting/building services actually impact my credit score?